JA Finance Ltd

543860

Summary

Fair Value Assessment
Overvalued (16% Premium)
Fair ValueQ80.03UncertaintyHigh
Close Price92.99Mar 25, 2025
Market Closed
94.84
Price Up by 1.85 | 1.99 %
Previous Close
92.99
Day Range
94.84 – 94.84
Year Range
25.05 – 94.84
Bid / Ask
Market Cap
1.0 Bil
Volume / Average
2.5 k / 2.7 k
Beta (1-Year)
Shares Outstanding
10.65 Mil
Primary Exchange
Bombay Stock Exchange

Business Description
JA Finance Ltd is engaged in the business of financing and investing (share and derivative trading/transactions). The company derives its revenue from financing activities and its customers are widespread. The Company is operating in India which is considered as a single geographical segment.
Contact
Kiran Shankar Ray Road 1st Floor, 7B, Punwani Chambers, Kolkata, WB 700001
T +91 3322482545
www.jafinance.co.in opens in a new tab
Sector
Financial Services
Industry
Credit Services
Most Recent Earnings
Dec 31, 2024
Fiscal Year End
Mar 31, 2025
Employees
6

Key Metrics

Income Statement (in Mil, except ratios)
12/31/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Revenue
23.34 29.03 24.09 31.87 17.67 16.37
Revenue Growth %
-21.52% 20.51% -24.43% 80.40% 7.96% -9.85%
Gross Profit
13.58 13.92 11.62 21.39 9.99 8.87
Gross Profit Margin %
58.17% 47.97% 48.25% 67.10% 56.56% 54.22%
Operating Income
13.54 12.81 6.23 19.23 7.99 12.97
Operating Margin %
58.00% 44.13% 25.86% 60.34% 45.23% 79.27%
EBIT
13.63 12.81 6.23 19.23 7.97 12.91
EBIT Margin %
58.39% 44.12% 25.85% 60.33% 45.10% 78.90%
EBITDA
13.64 12.82 6.24 19.24 7.97 12.91
EBITDA Margin %
58.44% 44.17% 25.90% 60.36% 45.10% 78.90%
Net Income
10.95 10.12 4.06 16.97 -0.02 11.08
Net Profit Margin %
46.92% 34.87% 16.84% 53.24% -0.12% 67.69%
Basic EPS
1.03 0.95 0.38 4.25 -0.01 2.77
Diluted EPS
1.03 0.95 0.38 4.25 -0.01 2.77
Normalized EPS
Total Dividends per Share
Balance Sheet (in Mil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Total Assets
254.70 271.82 272.26 235.24 222.87 209.04
Total Liabilities
49.78 72.82 83.27 49.55 46.27 32.58
Total Debt
46.05 70.87 81.25 47.10 41.72 30.52
Total Equity
204.92 199.00 188.99 185.70 176.60 176.46
Cash And Cash Equivalents
0.06 20.33 6.10 0.02 0.03 0.06
Working Capital
238.79 40.87 16.22 18.38 26.20 33.87
Shares Outstanding (Mil)
10.65 10.65 3.99 3.99
Book Value Per Share
18.69 17.75 17.44 44.22 44.19
Total Debt To Equity
0.22 0.36 0.43 0.25 0.24 0.17
Cash Flow Statement (in Mil, except ratios)
09/30/2024
03/2024
03/2023
03/2022
03/2021
03/2020
Cash From Operating Activities
-9.50 37.72 -16.14 1.52 -7.37 -6.28
Cash From Investing Activities
21.76 -3.95 -5.54 -1.28 -0.50
Cash From Financing Activities
-11.98 -19.53 27.75 -0.09 7.84 6.29
Capital Expenditures
0.07
Free Cash Flow
7.78 6.30 6.25 0.04 12.79
Change in Cash
0.28 14.23 6.07 0.15 -0.03 0.01

Profile

There is no Key Executive Team data available.
Transaction History

Shares in Thousands
0 5 10 15 20 25 30 35 40
>
No Data Available
There is no available information for this investment.
Sep
2023
    • Buy
    • Acquisition
    • Option Exercise
    • Disposition
    • Sell
Transaction Detail
No Data Available
There is no available information for this investment.

Ownership

There is no Ownership data available.

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